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Financial Quotes

Motivational Quotes > Financial Quotes

Financial Quotes about wealth, investing and more…

“He who wishes to be rich in a day will be hanged in a year.”
– Leonardo da Vinci

“Capital as such is not evil; it is wrong use that is evil.”
Mohandas Gandhi

At least eighty percent of millionaires are self-made.That is,they started with nothing but ambition and energy,the same way most of us start.
Brian Tracy

“Your wealth can only grow to the extent that you do!”
– T. Harv Eker

Make a decision to be succesful right now.Most people never decide to be wealthy and that is why they retire poor.
Brian Tracy

?Part of your heritage in this society is the opportunity to become financially independent.”
-Jim Rohn

Money is hard to earn and easy to lose.Guard yours with care.
Brian Tracy

Successful people save in prosperous times so they have a financial cushion in times of recession.
Brian Tracy

Those who start with too litte money are more likely to succeed than those who start with too much.Energy and imagination are the springboards to wealth creation.
Brian Tracy

Financial security and independence are like a three-legged stool resting on savings, insurance and investments.
Brian Tracy

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Personal Financial quotes

EVERYONE likes handy little money-saving tips, but getting control of your finances sometimes takes much bigger ideas.

Why not take these ten inspirational quotes and apply them to your finances?

“Worry, like a rocking chair will give you something to do, but it won’t get you anywhere.” – Vance Havner

Most of us are guilty of worrying about money, and whilst it might be justified in some circumstances, the actual worrying won’t solve any problems – and worse still, it can be bad for your physical and mental health.

“Learn from yesterday, live for today, hope for tomorrow.” – Albert Einstein

When it comes to your finances, it’s important to learn from your mistakes. It means you will find yourself better off and more able to ‘live for today’ and have ‘hope for tomorrow’.

“Advertising has us chasing cars and clothes, working jobs we hate so we can buy shit we don’t need.” – Tyler Durden, Fight Club (via author Chuck Phalanuick)

Anti-consumerist and anarchist Tyler Durden’s methods might have been extreme in the novel/movie Fight Club, but the nihilist offered some wise words on mass-consumerism.

Think carefully about what you spend your money on – do you really need it?

“The pessimist complains about the wind; the optimist expects it to change; the realist adjusts the sails.” – William Arthur Ward

The causes of your financial problems and the chances of them improving are both academic unless you do something to improve the situation yourself.

“Everyone thinks of changing the world, but no one thinks of changing himself.” – Leo Tolstoy

Tolstoy’s sentiments are similar to William Arthur Ward’s. If you have money troubles you can get bogged down in what caused them. You can’t change the economy and you can’t change the way finance works, but you can change the way you spend and save.

“Have patience, and endure” – Shakespeare, Much Ado

If you apply Shakespeare’s advice to your finances, and realise that things are not going to change overnight, you can alleviate some of the stress you put upon yourself.

“A journey of a thousand miles begins with a single step.” – Lao-tzu

Combine the logic of Tolstoy and Shakespeare, and you get something resembling this quote from sixth Century philosopher Lao-tzu. Start by changing your own habits, like Tolstoy says, but think small.

Even if it’s only something like opening a savings account like a cash Isa and putting a small amount of money in it, ‘A journey of a thousand miles begins with a single step.’

“Both optimists and pessimists contribute to our society.  The optimist invents the airplane and the pessimist the parachute.” – Gil Stern

Of course it’s important to stay positive, but don’t let a rose-tinted view of your finances stop you from preparing for difficulties. If you’re going to fly a plane, you’d want to know there was a parachute on board wouldn’t you?

“Learn all you can from the mistakes of others.  You won’t have time to make them all yourself.” – Alfred Sheinwold

Listen to your friends and family if they have experience in any of the financial areas you’re thinking about. Ask your parents about their first mortgage, ask your grandma how she used to save money and make use of their advice.

“Go forward without fear.” – Abraham Lincoln

Don’t bury your head in the sand! Tackling financial problems requires action, and things won’t get fixed if you try to ignore them. Don’t let fear hold you back.

Glossary of terms

APR

This stands for Annual Percentage Rate. Any firm that lends money is required by law to quote the APR. Introductory rates do not include arrangement fees you may be charged and also don’t reflect any higher rate of interest that your borrowings will ultimately revert to. The APR takes into account the interest on a loan plus and additional charges making it easier for you to compare products. In general, the lower the APR the better the deal.

Balance Transfer

Balance transfer rates are applied to existing card debt that is being moved from one issuer to another or a consolidation of other debts. These rates tend to be lower than standard rates and apply to the debt transferred or consolidated for a specified term or until it is repaid in full.

Credit Card

Credit cards are a form of borrowing used to purchase goods and services, to obtain cash advances and for consolidating debt.

Direct Debit

This allows an organization to take money directly from a persons bank account

Minimum payment

The amount you must pay each month to keep your account in order

Interest-free period

The time between when you buy something on the card and the date when you must pay your monthly bill. This can be 50 days or more and is interest-free. So if you settle your bill in full every month, it’s free borrowing.

Promotional Rate

A rate that is applied to your account until a given expiry date. Thereafter it will revert to the rate applicable to your account at that time.

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You Can win by SHIV KHERA

There was a man who made a living selling balloons at a fair. He had all colors of balloons, including red, yellow, blue, and green. Whenever business was slow, he would release a helium-filled balloon into the air and when the children saw it go up, they all wanted to buy one. They would come up to him, buy a balloon, and his sales would go up again. He continued this process all day. One day, he felt someone tugging at his jacket. He turned around and saw a little boy who asked, “If you release a black balloon, would that also fly?” Moved by the boy’s concern, the man replied with empathy, “Son, it is not the color of the balloon, it is what is inside that makes it go up.” The same thing applies to our lives. It is what is inside that counts. The thing inside of us that makes us go up is our attitude. Have you ever wondered why some individuals, organizations, or countries are more successful than others? It is not a secret. These people simply think and act more effectively. They have learned how to do so by investing in the most valuable asset–people. I believe that the success of an individual, organization or country, depends on the quality of their people. I have spoken to executives in major corporations all over the world and asked one question: “If you had a magic wand and there was one thing you would want changed, that would give you a cutting edge in the marketplace resulting in increased productivity and profits, what would that be?” The answer was unanimous. They all said that if people had better attitudes, they’d be better team players, and it’d cut down waste, improve loyalty and, in general, make their company a great place to work.